Microsoft Copilot for business in the Philippines
Short answer
“Microsoft Copilot” names several things: a chat assistant, Copilot inside Word, Excel, PowerPoint, Outlook and Teams, and Copilot Studio for building agents. Microsoft’s Philippines pricing page could not be read on 12 Oct 2026, so the prices below come from Microsoft’s US page in dollars. The Microsoft 365 Copilot Business add-on is listed at US$18 per user a month on annual billing during a stated promotion (about PHP 1,131).
On this page
Microsoft Copilot facts checked
- Prices source
- Microsoft’s US business pricing page, in dollars. The Microsoft Philippines page returned no readable result
- Peso prices
- Approximate conversions only, at USD 1 = PHP 62.821 (9 Oct 2026). The local list price may differ
- Access in the Philippines
- Not confirmed. Microsoft Learn says Copilot might not be accessible in certain markets and does not list the Philippines
- Data use
- Microsoft states prompts, responses and Graph data are not used to train foundation models
- Last verified
- 12 Oct 2026
The versions untangled
| Version | Where it runs | Price as listed by Microsoft | Licence required |
|---|---|---|---|
| Copilot Chat (Basic) | Chat at copilot.cloud.microsoft, the Copilot app, Edge, Outlook and Teams | Web-based chat is included with an eligible Microsoft 365 subscription at no extra cost | An eligible Microsoft 365 subscription and a work or school account |
| Microsoft 365 Copilot (Basic) | In Word, Excel, PowerPoint and OneNote with standard access, subject to capacity | Included, no add-on | Eligible subscription without the Copilot add-on |
| Microsoft 365 Copilot (Premium) | Same apps, with priority access and automatic grounding in work data | Add-on, see below | Copilot add-on licence on an eligible Microsoft 365 plan |
| Copilot Studio | Low-code tool for building agents | Not listed. Prepaid Copilot Credit Commit Units; the page says an Azure subscription is required | Separate |
| Personal Copilot | Consumer app | Microsoft 365 Personal $9.99 a month, Family $12.99, Premium $19.99 on the US page (about PHP 628, PHP 816 and PHP 1,256) | Personal Microsoft account |
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Last verified: 12 Oct 2026.
What Copilot does inside Microsoft 365
Microsoft Learn lists these in-app features for the Basic version.
- Word. Draft, rewrite and summarise documents.
- Excel. Analyse data, generate insights, create formulas and visuals.
- PowerPoint. Create presentations from prompts or existing content, and summarise or edit them.
- Outlook. Draft emails, summarise threads and give coaching tips on clarity and tone.
- Teams. Summarise (up to 30 days) and transcribe meetings, and capture action items.
These are documentation entries. Examples from the editor’s own use are not yet included, so no result is claimed.
Prices and licences
What is included with existing plans. Copilot Chat for web-based chat is included with an eligible Microsoft 365 subscription, per Microsoft Learn. Eligible business plans for the add-on include Business Basic, Standard and Premium, Apps for Business and Teams Essentials.
Add-on pricing (US page, up to 300 users).
| Product | Annual billing, per user a month | Approx. pesos | Monthly billing, per user a month | Approx. pesos |
|---|---|---|---|---|
| Microsoft 365 Business Standard with Copilot | $23.50 | PHP 1,476 | $28.20 | PHP 1,772 |
| Microsoft 365 Business Premium with Copilot | $32.00 | PHP 2,010 | $38.40 | PHP 2,412 |
| Microsoft 365 Copilot Business (add-on) | $18.00 promotional, “$21.00” before the discount | PHP 1,131 | $25.20 | PHP 1,583 |
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Annual commitments as listed. The add-on discount runs July 1 to December 31, 2026, applies to the first year only and needs an annual commitment, according to the page’s footnote. Enterprise, Copilot Studio and individual plans have no prices on the business page.
Who it suits
Teams already on Microsoft 365 can start with Copilot Chat included in their subscription and look at the add-on for in-app features. Who may prefer another assistant. Teams that work mainly outside Microsoft apps can compare other chatbots, since the main value of the add-on listed by Microsoft is its link to Microsoft 365 data.
How business data is handled
Microsoft Learn states that prompts, responses and data accessed through Microsoft Graph are not used to train foundation models, and that Copilot only surfaces organisational data the individual user has at least view permission to. Stored interaction history is encrypted and admins can set retention. Models from Anthropic and OpenAI can act as subprocessors, and admins can decide whether to use them. Admin controls cover web search, image generation and agents.
Under the Data Privacy Act (Republic Act No. 10173), a business remains accountable for personal data it processes through a service provider (Section 21). Review permission settings in SharePoint before enabling Copilot, since it respects existing access.
Copilot and Power Automate
Microsoft’s Power Automate pricing page lists Copilot Studio beside Power Automate’s own plans, which are Premium at $15 per user a month and Process at $150 per bot a month, paid yearly. Both are Microsoft products. This page does not describe how they connect. See Zapier alternatives for Power Automate next to other tools.
Frequently asked questions
What is Microsoft Copilot?
Microsoft’s AI assistant, available as a chat, inside Microsoft 365 apps, and as Copilot Studio for building agents.
Is Microsoft Copilot free?
Web-based Copilot Chat is included at no extra cost with an eligible Microsoft 365 subscription, according to Microsoft Learn. The full Microsoft 365 Copilot is an add-on.
How much is Microsoft 365 Copilot in the Philippines?
Microsoft’s Philippines page could not be read. On the US page, the Copilot Business add-on is $18 per user a month on annual billing during a promotion, about PHP 1,131, and $25.20 monthly, about PHP 1,583.
What is the difference between Copilot and Microsoft 365 Copilot?
Microsoft Learn describes Copilot Chat, Microsoft 365 Copilot (Basic) and Microsoft 365 Copilot (Premium) as different license experiences. Premium adds priority access and automatic use of work data.
What can Copilot do in Excel?
Microsoft Learn lists analysing data, generating insights, and creating formulas and visuals.
Sources
All sources were read on 12 Oct 2026, except the Microsoft Philippines pages named above as unreadable.
- Microsoft, Microsoft 365 Copilot pricing: business plans and add-on (US page).
- Microsoft, Copilot for individuals: personal plans (US page).
- Microsoft Learn, What is Microsoft Copilot?: versions, apps, availability note.
- Microsoft Learn, License options for Microsoft Copilot: eligible plans.
- Microsoft Learn, Data, privacy and security for Microsoft Copilot: training statement, permissions.
- Microsoft, Power Automate pricing: Copilot Studio listing.
- Republic Act No. 10173, Data Privacy Act of 2012, via Lawphil.
- European Central Bank euro reference rates, retrieved through the Frankfurter API (api.frankfurter.dev): EUR to PHP and USD, 9 Oct 2026.