Accounting and tax filing software in the Philippines compared: Taxumo, JuanTax, Zoho Books, Xero and QuickBooks
Short answer
These five tools do different jobs. Taxumo and JuanTax are built around BIR forms and online filing, and Taxumo publishes pesos from PHP 1,374 a quarter on its 2-year billing. Zoho Books, Xero and QuickBooks are bookkeeping tools, and their pages read for this guide list dollars or no price and do not mention BIR. No ranking is claimed. Confirm BIR requirements with your accountant.
On this page
Comparison basis
- Sources
- Each vendor’s own pages, read 12 Oct 2026
- Currencies published
- Taxumo in pesos. Xero in US dollars. Zoho Books in “$” with no code and no region stated. JuanTax and QuickBooks prices not read
- Exchange rate used
- USD 1 = PHP 62.821, from the ECB euro reference rates for 9 Oct 2026. Used only where a vendor lists dollars
- Not quoted
- JuanTax prices (two pages disagreed or did not load) and QuickBooks Philippines prices (the page showed “Loading live prices”)
- Testing
- None. This page is documentation-based and ranks nothing
Two kinds of tool
The vendors’ pages describe two jobs, and a business may need both.
- Tax filing. Taxumo and JuanTax prepare and file BIR forms online. Taxumo lists forms such as 1701Q, 2550Q and 2551Q by plan. JuanTax describes itself as the “First BIR-Accredited Tax Platform”.
- Bookkeeping. Zoho Books, Xero and QuickBooks record invoices, bills and bank transactions and produce financial reports.
None of the three bookkeeping pages read for this guide mentions BIR forms. That does not mean they lack the feature. It means the page does not say so, so ask each vendor and your accountant.
Comparison table
| Tool | Main job | Published price | Approx. pesos |
|---|---|---|---|
| Taxumo | BIR filing | Free plan (no form preparation or filing). 8% Plan PHP 2,699 a quarter on quarterly billing, PHP 2,499 on annual, PHP 1,374 on 2-year. Micro Plan PHP 4,995, PHP 3,248, PHP 2,124. SMB Plan PHP 6,995, PHP 4,248, PHP 2,749 | Listed in pesos |
| JuanTax | BIR filing and accounting | Not quoted | Not quoted |
| Zoho Books | Bookkeeping | Free plan (1 user plus 1 accountant). Standard $12 monthly or $10 billed annually. Professional $24 or $20. Premium $36 or $30 | Standard PHP 754. Professional PHP 1,508. Monthly rates |
| Xero | Bookkeeping | Lite US$7, Starter US$29, Standard US$50, Premium US$75 a month, with a lower price for the first 3 months | PHP 440, PHP 1,822, PHP 3,141, PHP 4,712 |
| QuickBooks | Bookkeeping | Simple Start (1 user), Essentials (3), Plus (5), Advanced (25). Prices did not load | Not quoted |
Swipe the table sideways to see all columns.
Last verified: 12 Oct 2026. Zoho Books prices are per organisation per month, exclude local taxes, and the page named no region. Xero’s Philippines page shows dollars. See the Xero page for plan limits.
The tools one by one
Taxumo
Taxumo’s pricing page shows each paid plan’s price per quarter at three billing lengths. Longer commitments cost less: the 8% Plan is PHP 2,699 a quarter on quarterly billing and PHP 1,374 on 2-year billing. The plans are matched to taxpayer type:
- 8% Plan: non-VAT individuals on the 8% income tax rate who file income tax only.
- Micro Plan: non-VAT individuals under graduated rates who withhold tax for suppliers or employees.
- SMB Plan: VAT individuals, and non-VAT or VAT partnerships and corporations.
The page lists the forms in each plan, digital books of accounts, and delegation of up to two extra accounts, for example to an accountant. It also lists a Timeout plan at PHP 2,699 a year, which files zero forms for a dormant business, and a retainer service at PHP 3,000 a month plus a subscription.
JuanTax
JuanTax’s homepage lists three products: Juan Accounting Software for CPA practitioners and bookkeepers, Fast File for individuals and SMEs to file, amend and pay BIR dues, and Plus. It also states a guaranteed five-year backup of tax returns, attachments and confirmation receipts. JuanTax’s pricing page could not be loaded, and search results showed two JuanTax pages with different figures, so no price is quoted. Read the live page.
Zoho Books
Zoho’s pricing page lists a free plan for one user plus one accountant, with up to 1,000 invoices a year, free while annual revenue is at or below US$50,000. Paid plans add bank feeds, multi-currency, inventory and more. Zoho says prices exclude local taxes. The page did not state which region its prices were for, so confirm the Philippine price on your own screen.
Xero
Xero lists four plans in dollars, with invoice and bill limits on Lite and Starter. It says it connects to 1,000+ apps. The Philippines page does not mention peso pricing, BIR or Philippine bank feeds.
QuickBooks
QuickBooks’ Philippines page lists four plans by user count, from 1 user (Simple Start) to 25 (Advanced), a 30-day free trial and monthly billing. Its prices showed as “Loading live prices”, so none is quoted. The feature lists do not mention BIR or VAT features.
How to choose
Start with the question: do we need to file BIR forms, keep books, or both? Then use the pages above to shortlist, and test.
Verdict by use case
- BIR forms filed online for a sole proprietor
- Check Taxumo or JuanTax Fast File Both describe online filing and payment of BIR returns. Taxumo publishes peso prices.
- VAT-registered company filing monthly and quarterly
- Check Taxumo SMB or JuanTax Taxumo’s SMB Plan lists 2550Q (VAT). Compare form lists.
- Day-to-day invoicing and bills
- Check Xero, Zoho Books or QuickBooks All three list invoicing and bank reconciliation. Only Zoho lists a free plan.
- Tight budget, one user
- Check Zoho Books Free or Taxumo Free Zoho’s free plan has limits on invoices. Taxumo’s free plan does not file forms.
- Accountant handles the books
- Ask the accountant first They may already use a tool and can connect to it.
Records, tax and data
A Philippine business remains responsible for its books and filings whichever tool it uses. This site does not give tax advice, so confirm requirements for books of accounts, invoicing and filing with a licensed accountant or the BIR. Accounting data includes customer and supplier details, so the Data Privacy Act (Republic Act No. 10173) applies. It asks for reasonable security measures (Section 20) and accountability for data a vendor processes for you (Section 21).
Accounting and automation
Repeated accounting tasks include creating invoices from won deals, matching payments, and collecting receipts. A workflow tool such as n8n or Zapier can connect a bookkeeping tool to a CRM or a form. Check each product’s app list for the connection and actions you need. The workflow automation guide helps choose a first process.
Frequently asked questions
What is Taxumo?
An online BIR tax filing platform. Its pricing page lists a free plan and paid plans for 8% filers, Micro businesses and SMBs, with prices in pesos per quarter.
How much is Taxumo?
On quarterly billing, PHP 2,699 a quarter for the 8% Plan, PHP 4,995 for Micro and PHP 6,995 for SMB. Annual and 2-year billing lower the quarterly price, down to PHP 1,374, PHP 2,124 and PHP 2,749.
Is JuanTax BIR accredited?
JuanTax’s homepage calls itself the “First BIR-Accredited Tax Platform”. Confirm the current accreditation with JuanTax and the BIR.
Is Xero or QuickBooks better for the Philippines?
No ranking is claimed. Xero lists dollar prices and QuickBooks’ prices did not load. Neither page read mentions BIR. Ask both and your accountant.
Do I need separate tax filing and bookkeeping software?
The vendors’ pages show tax filing tools and bookkeeping tools as different products. Some businesses use one of each, and some let an accountant handle one side.
Disclosure
Brainnex Digital Marketing also operates AI Automation Services, which builds accounting automations. This page lists tools as the vendors describe them and ranks none.
Sources
All sources were read on 12 Oct 2026.
- Taxumo, Pricing: plans, billing lengths, forms.
- JuanTax, Home: products, accreditation claim, backup.
- Zoho Books, Pricing: plans, limits, free plan.
- Xero, Pricing, Philippines: plans and limits.
- QuickBooks, Pricing, Philippines: plans by user count.
- Republic Act No. 10173, Data Privacy Act of 2012, via Lawphil.
- European Central Bank euro reference rates, retrieved through the Frankfurter API (api.frankfurter.dev): EUR to PHP and USD, 9 Oct 2026.