Xero in the Philippines: plans, prices and what to check
Short answer
Xero is cloud accounting software for small businesses. Its Philippines page lists four plans in US dollars: Lite US$7, Starter US$29, Standard US$50 and Premium US$75 a month (about PHP 440, PHP 1,822, PHP 3,141 and PHP 4,712). The page shows no peso prices and does not mention BIR forms, Philippine tax rules or Philippine bank feeds, so confirm those with your accountant before you buy.
On this page
Xero at a glance
- Maker
- Xero
- Page read
- xero.com/ph (Xero’s Philippines page)
- Plans
- Lite, Starter, Standard, Premium
- Published currency
- US dollars. The region on the page reads “Philippines (USD)”
- Price in pesos
- Not published by Xero. Converted below at USD 1 = PHP 62.821
- Stated integrations
- “1000+ apps”
- Price rise
- The page says prices increase from 1 November 2026
- Last verified
- 12 Oct 2026
What Xero does
Xero’s Philippines page describes it as “the all-in-one to get your business done” and lists invoicing, accepting online payments, bill payments, purchase orders, expense claims, bank reconciliation, payroll, project tracking, mileage tracking, quotes and fixed asset management. It also describes an AI finance partner called JAX. Which features apply depends on the plan and the add-ons you buy.
Plans and prices
Peso figures below are conversions of Xero’s dollar prices and are approximate. The “first three months” column is an introductory price shown to new Philippine customers.
| Plan | First 3 months | Regular price per month | Approx. pesos at regular price | Limits and notable features, as listed |
|---|---|---|---|---|
| Lite | US$1.40 | US$7 | PHP 440 | Quotes and 5 invoices. No bill entry. Bank reconciliation, online invoice payments, reports |
| Starter | US$5.80 | US$29 | PHP 1,822 | Quotes and 20 invoices. 5 bills. 30-day cash flow forecast |
| Standard | US$10 | US$50 | PHP 3,141 | Invoices and quotes with no cap stated. Bill automation, bulk and auto-reconciliation, 60-day cash flow forecast |
| Premium | Not shown | US$75 | PHP 4,712 | Adds multiple currencies, KPI analysis, 180-day cash flow forecast |
Swipe the table sideways to see all columns.
Add-ons listed on the page: employee expense and mileage claims from US$4 a month, and project time and cost tracking from US$7. Auto-reconciliation is a US$5 a month add-on on Lite and Starter. The page does not state the number of users or bank-feed limits for any plan. Subscriptions renew monthly.
What the Philippines page does not say
The page does not mention:
- Philippine pesos as a billing currency.
- BIR forms, VAT or other Philippine tax rules.
- Which Philippine banks provide bank feeds.
This is a list of what that page left out, not a claim that Xero lacks these. Ask Xero or an accountant in writing whether the plan you want produces the records and tax reports your filings need. A BIR filing tool is a different category. See accounting software in the Philippines compared for tools built around BIR forms.
How Xero connects to other tools
Xero states that it connects to 1,000+ apps. Xero also runs a developer site at developer.xero.com. Its terms and limits were not readable for this page, so check them if a developer will build on it.
A workflow tool such as n8n or Zapier can sit between Xero and other systems, for example creating an invoice when a deal closes. Check the tool’s own app directory for a Xero connection and the actions it supports. The workflow automation guide explains how to choose the first process to automate.
What to plan for
Dollar pricing. The monthly bill follows the exchange rate. Your card issuer may add a foreign-currency fee, which Xero does not publish.
Invoice and bill limits. Lite and Starter cap invoices, and Lite has no bill entry. A business that sends more than 20 invoices a month needs Standard or above on the page’s limits.
Price rise. The page says prices go up from 1 November 2026. Check the figure at checkout.
Tax and filings. Confirm BIR requirements with your accountant. This site does not give tax advice.
Frequently asked questions
How much is Xero in the Philippines?
Xero’s Philippines page lists Lite at US$7, Starter at US$29, Standard at US$50 and Premium at US$75 a month, about PHP 440, PHP 1,822, PHP 3,141 and PHP 4,712. New customers see a lower price for the first three months.
Does Xero show prices in pesos?
Not on the page read. The region reads “Philippines (USD)” and prices are in US dollars.
Is Xero BIR compliant?
The Philippines page does not mention BIR or Philippine tax rules. Ask Xero and your accountant before relying on it for BIR records.
How many invoices can I send on Xero’s cheapest plan?
Xero lists 5 invoices and quotes on Lite, and no bill entry. Starter lists 20 invoices and 5 bills.
Does Xero have an API?
Xero runs a developer site at developer.xero.com. Its limits were not read for this page, so check them directly.
Sources
All sources were read on 12 Oct 2026.
- Xero, Pricing, Philippines: plans, limits, add-ons, price rise.
- Xero, Xero Philippines: features and integration count.
- Xero, Xero Developer: existence of the developer site only.
- European Central Bank euro reference rates, retrieved through the Frankfurter API (api.frankfurter.dev): EUR to PHP and USD, 9 Oct 2026.